"Your Home May Hold the Key to a More Comfortable Retirement"
At RMS Texas, we exist to make your home equity conversion mortgage an informed, simple and streamlined experience.
Meet Robb Hamilton
Robb is passionate about helping Seniors stay in their homes during their golden years. He specializes in Reverse Mortgages, including HECM for purchase and Home Equity.
With a Reverse Mortgage, Seniors can use the money for whatever they wish, as long as they remain in the home, and continue to pay property taxes, homeowners insurance & HOA dues. Money can be used for things such as medical bills, travel, grandchildren education, purchase of a vacation home, home improvements – whatever is on their list.
Robb’s programs are far more affordable for Seniors than some of the “big guys” out there. Contact Robb so that he can provide you with a proposal that shows you what he can save you.
When it comes to Reverse Mortgages in Texas, Robb Hamilton is reputable, smart and even fun to work with!
In this short video you'll meet Mary who is retired and living on a fixed income and her daughter. Together, they learn about a reverse mortgage.
Who We Help
Robb Hamilton
NMLS# 358150
Broker License #2407110
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
Homeowners must be 62 years of age or older and live in the home as their primary residence. Homes must meet FHA/HUD minimum property standards. Borrowers must maintain hazard and flood insurance premiums, property taxes, utilities and make any property repairs. Although there are no mandatory monthly principal and interest mortgage payments, interest accrues on the portion of the loan amount disbursed if no payments are made. Program rates, fees, terms and conditions are not available in all states and subject to change. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds. Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees. The loan balance grows over time and interest is charged on the outstanding balance. The borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home. Interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.
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